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Karachi: The Deposit Protection Corporation (DPC) has released its fourth Annual Report for the fiscal year ending June 2024. The report highlights the Corporation’s financial performance, activities, and accomplishments during the year.

Overview of DPC’s Mandate

DPC was established under the Deposit Protection Corporation Act, 2016. It operates as a subsidiary of the State Bank of Pakistan (SBP). The Corporation’s primary mandate is to protect bank depositors in the event of a bank failure, as notified by SBP.

Key Highlights of the Report

The report provides a detailed overview of deposit protection in Pakistan. It includes graphical illustrations of total deposits, eligible deposits, and the coverage ratio for depositors. As of June 30, 2024, the report reveals that scheduled banks have 79.2 million depositors. Of these, over 78 million are eligible depositors whose deposits are protected under DPC’s specified protection limits.

Strong Deposit Protection Fund

DPC has built a robust deposit protection fund, now standing at PKR 148 billion. This fund is designed to compensate eligible depositors in case of a bank’s failure. The fund’s strength reflects DPC’s commitment to ensuring depositor protection and promoting financial stability in Pakistan.

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Awareness and Outreach Programs

The report also highlights DPC’s efforts to raise awareness about deposit protection. The Corporation conducted targeted campaigns and informative sessions across various regions. These initiatives aim to educate depositors about the benefits and coverage of the deposit protection scheme.

Financial Review and Audited Statements

The Annual Report includes a comprehensive financial review. It presents comparative analyses spanning five years. Additionally, the report provides the auditor’s report and audited financial statements for FY2023-24.

DPC’s Role in Financial Stability

DPC emphasized its critical role in maintaining financial stability in the country. By safeguarding depositor funds, the Corporation contributes to public confidence in the banking system.

Access to the Report

The full Annual Report for FY2023-24 is available on the DPC’s official website. It provides detailed insights into the Corporation’s operations and its efforts to protect depositors’ interests.

DPC’s Annual Report highlights its progress in achieving its mandate and its contributions to Pakistan’s financial security.

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